Ag Insurance to Secure Your Livelihood, Lifestyle, and Legacy
Working the land is a way of life and it runs deep — in your blood deep. You will spend hours, days, and years of hard work building, nurturing, and expanding your operation. You look forward to handing your farm or ranch down to your children, as it was handed on to you.
Yet it could all be lost by a string of unforeseen disasters — natural and man-made.
It’s critical to have ag insurance from experienced agribusiness specialists who know how to expertly limit and control your risks.
That’s why we created CNI Agribusiness Solutions to provide our clients with real solutions to real problems. Our agribusiness specialists have a wide range of experience with various ag operations including farm labor contracting. Whether your business is a dairy, ranch, packing house, or other agribusiness, they have the knowledge and expertise to take care of your needs. Your ag specialist will work closely with you to review your exposures and develop an ag insurance package that’s best for you. Here’s what you need to know …
Perils include but are not limited to …
- Destructive Weather (wind, frost, hail, lightning)
- Wildfires
- Livestock Disease
- Drought
- Flood
- Insect Damage
- Theft of Equipment / Livestock / Business Property
- Fire and Smoke Damage
- Vandalism
- Falling Objects
- Injury Lawsuits
- Wrongful Termination Lawsuits
Ag Insurance Made Easy …
- Easy Proposal Process
- Pre-Appointment Checklist
- Comprehensive Review of Current Policy
- Ex Mod Worksheet
- Recommendations
- Short and Sweet
- No Pressure
Ag Insurance Coverage for ...
- General Liability
- Workers’ Compensation
- Crops / Orchards / Vineyards
- Livestock
- Feedlots
- Hay Fires
- Custom Harvesting
- Packing Houses
- Spoilage
- Ag Transport
- Land Leveling
- Farm Labor Contractors
- Grain / Seed Dealers
- Ag Processors
- Ag Commodities
- Equipment
- Business Property
Additional Assistance …
- Enhanced Coverages
- Loss Control Services
- Discounted Premiums
- Compliance Assistance
- Written Safety Programs
CNI Agribusiness Terms …
CNI Benefits are based on placing an ag insurance package and a Workers’ Comp policy with CNI Agribusiness. Services provided are based on account size and certain services are first year only. Please see your ag insurance specialist for details.
Customized Ag Insurance
We work closely with you to create a comprehensive plan addressing the following key areas:
- Risk Management
- Loss Control
- Compliance Assistance
- Human Resources
We Do the Shopping for You
CNI Agribusiness Solutions has more flexibility than agencies for big name ag insurance companies, like Allstate, Farmers, AAA, or State Farm. They sell just one brand. As an independent agency, we work with numerous underwriting insurance companies, all with A ratings with A.M. Best Rating Service. The end result, you don’t have to do the shopping — we do that for you.
Claims Assistance
Inevitably, incidents will occur. Our carriers have 24/7 claims assistance. Plus Carl Nelson Insurance has a dedicated in-house claims department to answer your questions and to help you resolve any issues with the least amount of worry. It also saves you and your staff precious time!
Personal Assistance When You Need It
If you have any questions, your ag insurance specialist will know you and be responsive to you personally. The rest of the CNI staff will back up your specialist, always ready to serve you when you need it.
Locally Owned and Operated
Carl Nelson Insurance is based in Hanford, California. We set our own policies on how to best serve you. We don’t have to answer to “corporate” as do the name brand insurance agencies. Plus it’s easy for you to drop by and talk to us one-on-one.
25+ Employees. Well-Trained!
We are large enough that someone is always available to help you. Yet, we’re small enough to give you personal service.
Phones Are Answered by a Human Being
During office hours, our phone is answered by someone eager to serve you — not a call center.
Since 1977
Our longevity and history demonstrate our strength and stability. We’ll tell you simply, plainly, and honestly what we recommend for your ag insurance needs.
Insuring Californians
Although we primarily serve the ag insurance needs of businesses in Hanford, Visalia, Tulare, Fresno, Lemoore, Bakersfield, Kingsburg, and Selma, we can insure you no matter where you are in California. We can bind and issue coverage via fax, email, or even with an electronic signature.
A+ Better Business Bureau Rating
We are pleased to have achieved an A+ Rating with the Better Business Bureau. The BBB standards for businesses are high and embody the principles of trust, integrity, and honesty.
Listed: Top 5 Local Independent Insurance Agencies
At Carl Nelson Insurance we’ve never had to change our business principles because we’ve been doing it right since the beginning. That’s why we’ve grown and grown. According to the Fresno Business Journal, we are the 5th largest independent insurance agency in the Central Valley. We have to be doing something right.
Final Thoughts
Carl Nelson Insurance knows customers come first in every business transaction. That is why so many of our clients and their families have been with us for over 45 years — we earn and keep their loyalty by doing excellent work for them every single day.
